Are You Ready To Buy A Home?So the time has come. You’ve begun thinking about purchasing a home.

This is an exciting process, well, exciting if you are truly ready and understand what you’re looking for.

This is a major investment. 

Before jumping in head first, take the time to ask yourself some very important questions.

You know it’s time to buy.

Renting a home is less complicated than purchasing a home and is typically cheaper as you aren’t paying a down payment, closing costs or taxes.

If you have limited funds or you’re unsure about your employment, renting is a much better option.

On the other hand, if you are confident in your job and financial situation and are planning to stay in the home for quite a while, buying is a much better option.

Stability is key in a decision like this. 

You understand your budget and what you can afford.

This is crucial; don’t buy a house that you think you can afford in the future.

Buy a home that fits your budget now. You never know what is going to come your way; marriage, babies, new jobs, etc. 

Being prepared for those events as well as paying for your mortgage requires a lot of responsibility with your money.

Not to mention there are the additional costs of owning a home.

While preparing to purchase a home, keep the emergency money, mortgage payments and purchasing costs in mind.

You and your partner are on the same page.

If you’re thinking of purchasing a home with your significant other, make sure that you are on the same page and have a mutual understanding of what you both want.

That means that you should be agreeing on location, house requirements and most importantly, budget.

What do you want?

Do you know?

 If you can answer these questions without disagreeing, then the time has come!

Purchasing a home is a large investment, so research the home buying process so you know what to expect.

This will keep your stress level to a minimum as you know what to expect.

If you’re ready to start your home buying process or if you have any questions, please contact Leibowitz Realty Group.

We are a family owned firm located in Palm Beach Gardens who has access to amazing properties and opportunities.